Orthodontic Insurance Covering Adult Braces?

Orthodontics Editor — Mon, 06 Jul 2009 01:06:24 +0000

This goes along with the question I asked yesterday. I am a 28 year old who was just told that I really need braces for bite issues that will only get worse without them! As I said in my other question, my husband got very upset when I told him the cost and insisted I not get them here but in his hometown in Mexico. Anyway, I am a health care worker at a hospital and I have a very good dental insurance plan but, they revise every year and unless you change your coverage they only send you a letter saying you are covered under dental. Nothing in detail about the plan unless you decided to change it that year. I kept my coverage that I had last year because it has always been just fine. Well at the Orthodontist office they informed me that my insurance no longer covered adult orthodontics, only children. Now they went up on all the regular dentist benefits and pay 80% of almost all dental procedures, and cover yearly cleanings and, exams and, any x-rays you might need at these appointments. They also cover 50% of things like extractions, root canals and, crowns. All this makes it worth keeping my insurance but, I was wondering if anyone knows of a company that offers insurance that will cover adult orthodontics and at least some of the cost of my braces? I live in South Carolina if that makes a difference. Please any answers would be a big help!

Question About Insurance Covering Dental Procedures? Please Answer!!?

Orthodontics Editor — Thu, 25 Jun 2009 00:50:04 +0000

My insurance covered my orthodontics as a teen.
They covered all routine dental work.
They covered a procedure in which I had a baby tooth pulled, because there was no adult tooth underneath.
They paid for the retainer that I had to wear in order to prepare my mouth for the eventual ‘fake tooth’ that would be installed in the ‘hole’.
They now say that they will not pay for the procedure in which the fake tooth will actually *be* installed, nor for any related lab tests and referrals, calling it a ‘cosmetic procedure’.
What the h*ll!!
If this is cosmetic, then what, exactly is orthodontics defined as?
And how about the pulling of the tooth in the first place?
Why will they not pay for the final result?
(any answer appreciated, since I now have a big hole in my mouth, and can’t afford the several-thousand dollars to fix this!)

Orthodontics Questions » Covering

Orthodontic Insurance Covering Adult Braces?

Question About Insurance Covering Dental Procedures? Please Answer!!?